Professional Indemnity

Professionals tend not to be the kind of people who like leaving anything to chance. And this understandably includes the possibility of being sued in the courts over advice or services they have provided. 

Q4 Insure can help remedy this potential pitfall by helping you source a variety of professional indemnity insurance packages that are aimed at consultants, architects, accountants, financial advisers and most other professions. 

These policies address the costs of defending claims and meeting client financial loss liability settlements that arise from negligent advice or services proffered by a business or one of its employees in a professional capacity. For example, a claim arising due to an error, omission or professional neglect that caused physical injury, financial loss or damage to property. Without professional indemnity insurance just one unfortunate mistake provoking legal proceedings could well be enough to sink a business forever. 

Despite what you may think, arranging professional indemnity insurance isn’t protracted or complex. 

For peace of mind there are fewer better investments around than professional indemnity insurance. We don’t need to point out that today’s society compensation culture is a direct result of massive growth in legal proceedings here in the UK. You will, undoubtedly, know that quite well already. 

What professional indemnity insurance does is take the worry out of dealing with your clientele. It enables the policyholder to concentrate on their core business by taking some of the weight off their shoulders. Or, at least, removing one less serious business worry for a competitive price when the alternative consequences are taken into account. 

So whether you already have professional indemnity insurance in place, or haven’t thought about it before, now is the time to act. 

Professional indemnity insurance is available for most sectors including:

• management consultancy 

• business advice 

• marketing and communications 

• market research 

• advertising 

• PR 

• IT 

• graphic and web design 

• training, HR and Health and Safety 

• authors and writers 

• translators and interpreters 

Of course, it is compulsory for some professions to have professional indemnity insurance. Among these are architects, solicitors, independent financial advisers, accountants, engineers, brokers and IT consultants. 

Get a quote today!