Obtaining a car insurance quote has never been easier thanks to the internet. Most UK insurance companies offer free quoting systems online and there are many advantages to doing an online quote rather than a quote over the phone. As an incentive to persuade customers to use the internet to obtain their car insurance many companies offer a discount (usually 10%) on the price that would have been quoted by phone. There may be other incentives too, depending on both your circumstances and the company that is providing the quote.
Whilst the price quoted online might be lower than a telephone quote you don’t get the chance to barter. Sometimes an insurance company will follow up your online quote with a telephone call. This usually happens when the price quoted online is higher than the company can actually quote you, which is bound to be welcome news. This follow up call will give you the opportunity to negotiate a price with the company and they will usually tell you straight away if they cannot match a price quoted from another company.
These days there are some companies that target their insurance policies at particular groups of people, for instance over 50’s, over 40’s, the self employed, celebrities and many others. This means that you could find a good price by using a company that targets their products relevant to your circumstances. You will usually be told from the outset if a company won’t consider you for insurance. This is not discrimination – just a way that companies can offer the best prices to the majority of their customers.
One of the best ways to save you both time and money is to use a price comparison website such as ours. This is an excellent service that will search many of the UK ‘s leading car insurers for you. All you have to do is enter your information once. You may have to enter more information than is necessary for the majority of quotes, but this means that the system has all the necessary information to obtain quotes from many different companies as they all ask slightly different questions. The results might be surprising and you might find a company offering a great price who you hadn’t previously considered.
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