Privacy Policy & Information about Cookies
You should read this Policy in conjunction with Q4's Terms and Conditions, of which this Privacy Policy forms part.
USE OF YOUR PERSONAL INFORMATION
Any personal information which you provide to Financial Management Technology Services Limited trading as Q4 Insure ("Q4") will be held by us in accordance with the Data Protection Act 1998 ("DPA").
For the purposes of the DPA, Q4 is the data controller in respect of your personal information. Our registered office is 7 St Petersgate, Stockport, Cheshire SK1 1EB.
The information that you provide via the Q4 Website will be disclosed to the insurance providers who participate in the Q4 service ("Partners") in order to obtain the quotations that you have requested. Your personal details will be passed to the Partners who provide the cheapest quotations. Those Partners may contact you to find out whether you wish to purchase insurance. The Partners will also need to provide your details back to Q4 for reporting and accounting purposes.
We may also disclose your personal information if we are required to do so by law. We may use, analyse and assess information held about you to give you information about products and services of Q4 by phone, post, email or other means. We may also pass your details to carefully-selected third parties whose products and services we think may be of interest to you. We will also use your information for market research and in order to track sales data.
If you do not want to be contacted for marketing purposes, please e-mail us at remove@Q4.com
If you want to know what personal data about you Q4 holds, you have the right under the DPA to request a copy. You need to write to the Data Protection Officer, Q4 Insure, PO Box 285, Wilmslow, Cheshire SK9 2WD enclosing a cheque for £10.00 payable to Financial Management Technology Services Limited. The DPA permits us to make this charge as a contribution towards our administrative costs.
INSURANCE INDUSTRY DATABASES
Insurers pass information to the Claims and Underwriting Exchange Register, run by Insurance Database Services Ltd (IDS Ltd) and the Motor Insurance Anti-Fraud and Theft Register, run by the Association of British Insurers (ABI).
The aim is to help insurers check the information provided by you and also to prevent fraudulent claims. When they deal with your request for insurance, they may search these registers. Under the conditions of your policy, you must tell them about any incident (such as an accident or theft) which may or may not give rise to a claim. Any incidents you disclose will be passed to the registers.
Further details are available from insurance providers when you purchase your insurance policy.
VEHICLE INSURANCE, including Private Car
Your insurance cover details will be added to the Motor Insurance Database, run by the Motor Insurers' Information Centre (MIIC). This has been set up to help identify uninsured drivers, and may be searched by the Police to help confirm who is insured to drive. If there is an accident, the Database may be used by insurers, MIIC and the Motor Insurers' Bureau to identify relevant policy information.
Further details are available from insurance providers when you purchase your insurance policy.
COOKIES
A “cookie” is a small piece of information that a website sends to your computer hard drive while you are viewing a website.
Q4 may from time to time use cookies or action tags to collate anonymous information that is used to enhance our services and also to analyse the effectiveness of our advertising and promotions. We may also monitor traffic patterns and the use of the Website to help us to improve the design and layout of the Website. You have the ability to accept or decline cookies, but please be aware that for some parts of the Website to work you will need to allow Cookies. For more information about cookies please visit
www.allaboutcookies.org.
Following the recent revision of the Privacy and Electronic Communications (EC Directive) Regulations 2003 relating to the notification and use of cookies, we are currently reviewing our use of Cookies in line with the guidance provided by the Information Commissioners Office.
CHANGES
We reserve the right to modify this Privacy Policy at any time in order to reflect changes to data protection laws. We will post the amended Privacy Policy on the Q4 Website from time to time.